Certificate of Deposit (CD) Promotion

Boost Your Savings with a 7-Month CD at 4.30% APY*!

Offer effective February 1 - 28, 2025.

Looking for a secure way to grow your savings? Our 7-month Certificate of Deposit offers a fantastic 4.30% APY* — a great way to earn more while maintaining flexibility. take advantage of this great promotion and Visit any of our locations today!

  • Terms and Conditions

      • Limit of One 7-month 4.30 APY* Certificate of Deposit per Member, per Account.
      • This limited supply of Special CD’s will be sold on a first-come, first-serve basis.
      • Once promotion expires, the 7-month CD APY* will be as stated on Border FCU’s regular rate sheet.
      • If automatic renewal was selected, current 7-month Certificates of Deposit renewing in the month of February 2025 will be renewed at the promotional rate of 4.30% APY if promotional funds are available; otherwise they will renew at the rate stated on current rate sheet.
      • Minimum investment per CD, per member is $1,000.
      • Compounding not applicable for this promotion. Dividends will pay at maturity. Upon renewal, the dividend rate will be the rate being offered on the 7-Month new term share certificate on the maturity date.
      • The promotion will run through February 28, 2025, or when the combined maximum amount of $4,300,000 is reached. Of the $4,300,000 ther must be at least $2,500,000 derived from external/new funds.

* APY = Annual Percentage Yield. APY is subject to change without notice. The penalty for early withdrawal is all dividends that have been earned, not to exceed 180 days. This penalty may reduce the principal of the Certificate of Deposit.


Border FCU promotion - Effective January 1 - March 31, 2025

Your Membership on Us!

Unlock the Benefits Border FCU Has to Offer – Share the Advantage!

Did you know that when you join Border FCU, you become a member-owner? That’s right – you’re not just a customer; you’re part of a financial cooperative designed to serve you and our community. This is what makes us unique!

Right now, we’re making it easier than ever for you, your family, and your friends to join our Border FCU family. From January 1 to March 31, 2025, we’ll cover the $5.00 deposit to open a Share (Savings) Account, making your journey to financial wellness hassle-free.

Unlock Exclusive Member Benefits

When you join Border FCU, you gain access to a wide range of benefits designed with you in mind:

Why Membership Matters

When you become a Border FCU member, you’re not just improving your financial future – you’re strengthening our entire community.

Here’s how everyone wins:

  • Better Rates & Services: More members mean we can offer even more competitive rates and enhanced services.

  • Increased Community Support: We can amplify our efforts to give back to local organizations and initiatives with more resources.

  • A Stronger Border FCU: Growth helps us remain resilient and innovative for years.

Invite Your Family and Friends

Help us grow our Border FCU family! Share this opportunity with those you care about – together, we can achieve more.

Ready to Join?

It’s easy! Visit any Border FCU branch, call (830)774-2328, or start your membership journey online. Remember, this promotion is only available until March 31, 2025 – don’t miss out on the chance to join a financial institution that puts you first.


TAX REFUND ANTICIPATION LOAN

Why wait? Get cash now!

Need your tax refund sooner? With Border FCU, you can access up to $2,000 through our Tax Refund Anticipation Loan!

  • Borrow up to $2,000

  • 0% APR* – No interest, no hassle.

  • $20 Fee – Non-refundable application fee.

How do I apply for the tax refund anticipation loan?

  1. File your taxes through Express Tax (Border FCU’s Tax Service).

  2. Bring a copy of your return to any Border FCU location.

  3. Apply in person.

Certain restrictions apply. Rates and terms are subject to change. Border FCU is federally insured by NCUA.


Take Our Survey for a chance to Win a $100 Gift Card!

Border FCU is partnering with Inclusiv and SaverLife to better understand how our members think about and manage energy costs, severe weather, and climate action. By participating in this survey, you’ll help shape how we support financing options for climate-friendly solutions like solar panels, energy-efficient windows, and appliances. Click the button to learn more and take the survey!