Border FCU VISA® Credit Cards

At Border FCU, we offer a range of VISA® credit cards tailored to your financial needs. Enjoy competitive rates, rewards, and no hidden fees. Explore our options below:

Earn Cashback on Every Purchase!

  • 1.54% APY cashback on all purchases
  • Redeem cashback as a statement credit or deposit it directly into your savings
  • Fixed Rate of 17.75% APR*
  • Credit Card Limit: $8,000-$35,000
  • No Annual Fee

Consolidate High-Interest Debt and Save!

  • Introductory Rate: 5.00% APR* on all purchases for the first 6 months
  • Fixed Rate: After the introductory period, enjoy a low 9.00% APR*
  • Credit Card Limit: $8,000-$35,000
  • No Annual Fee

A Great Balance of Value and Savings

  • Introductory Rate: 6.00% APR* on all purchases for the first 6 months
  • Fixed Rate: After the introductory period, enjoy a low 11.00% APR*
  • Credit Card Limit: $500-$8,000
  • No Annual Fee

A Secure Way to Build Credit

The Gold Secured Credit Card is designed to help you establish or rebuild your credit. It functions like a regular credit card but requires a refundable security deposit, which determines your credit limit. The deposit ensures you can enjoy the convenience of credit while building your financial future responsibly.

  • Fixed Rate of 13% APR*
  • Minimum deposit: 110% of your desired credit limit
  • Credit Limit: $500–$8,000 based on your deposit
  • No Annual Fee

For example, to set a $500 credit limit, you would need a $550 refundable deposit (110% of the limit).

Which Card is Right for You? Apply Today!

Need assistance? Call us at 830-774-2328 or visit a Border FCU branch to explore your options.

Rates and terms are subject to credit approval. Cashback APY applies to purchases only. Terms and conditions may apply.

Border FCU VISA® Credit Card Online Account Access

Already a Border FCU VISA® cardmember? Enjoy the convenience of managing your account online:

• View and download statements

• Pay your bill securely online

• Access exclusive cardholder benefits

• Redeem cashback rewards (for Rewards Credit Card members)

Click Online Account Access to log in or create your account today!

Important Phone Numbers:

PIN Management:
Reset or change your PIN by calling (888) 886-0083.

Card Activation:
Activate your new VISA® credit card at (800) 631-3197.

Lost or Stolen Card?

Act fast to protect your account!

During Business Hours:
Contact us at (830) 774-2328 if your card is lost or stolen.

  • Monday - Thursday: 9:00 a.m. to 4:30 p.m.

  • Friday: 9:00 a.m. to 5:00 p.m.

After-Hours Assistance: