Credit Builder Loan

$2,000 UNSECURED LOAN
TERMS UP TO 24 MONTHS • 15% APR*

Unsecured and Secured Loans Rates

Effective december 1, 2024

Share/Certificate-Secured Loan

  
      	Term
      	APR*
      	Minimum
    
      	12 to 60 Months
      	3% Over the APR* on the instrument securing the loan
      	N/A

Unsecured/Personal Loan

  
      	Term
      	APR*
      	Minimum
    
      	12 Months
      	9.75% - 14.50%
      	N/A
    
      	24 Months
      	11.00% - 15.25%
      	$2,000
    
      	36 Months
      	12.50% - 15.25%
      	$3,000
    
      	48 Months
      	13.75% - 16.25%
      	$4,000
    
      	60 Months
      	14.25% - 17.00%
      	$5,000

Disclosures (apply to unsecured/personal loans):

The specific rate and term will be dependent upon your credit rating, collateral value, amount financed, and relationship with Border FCU.

ALLOWABLE DISCOUNTS

0.50% discount may apply for Direct Deposit and Automatic Loan Payments with Border FCU.
0.25% discount may apply if borrower utilizes 2 additional Border FCU services (ie. VISA, Checking, Term Share Certificates, IRA's, Credit Life and Credit Disability, and other loans)

Values will be determined based on the NADA Guide.
100% financing available
Certain Restrictions Apply; Subject to Credit Approval

For additional information on our current rates, please call Border FCU (830) 774-2328 or U.S. Toll Free (800) 580-3503.